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BOARD OF DIRECTORS
Bassam A. Nassar	Chairman
Faysal M.Tabsh	Vice-Chairman
Albert S. Nassar	Member
François S. Bassil	Member
Werner J. Sommer	Member
Moussa A. Maksoud	Member
Semaan F. Bassil	Member
Najah L. Salem	Member
Daniel L. Ribant	Member
Elie A. Bassil	Member
AUDIT COMMITTEE
François S. Bassil	President
Moussa A. Maksoud	Member
Werner J. Sommer	Member
MANAGEMENT COMMITTEE
Najah L. Salem	President
Elie A. Bassil	Member
Daniel L. Ribant	Member
MANAGEMENT BRUSSELS HEADQUARTERS
Najah L. Salem	Managing Director (CEO)
Fouad N. Trad	Deputy Managing Director
Elie A. Bassil	Director - Financial Manager
Daniel L. Ribant	Director - Deputy General Manager
Selim C. Haddad	Manager - Head of Commercial Department
Alain Vander Stichelen	Operations Manager
MANAGEMENT LONDON BRANCH
Gaby G. Fadel	Branch Manager
Wissam Ghoussainy	Assistant Branch Manager
MANAGEMENT PARIS BRANCH
Claude Jeanbart	Branch Manager
August 2006 Byblos Bank Europe Remercie le Gouvernement Belge RAPATRIES DU LIBAN - REMERCIEMENTS  Le Liban affronte à nouveau un épisode tragique de son histoire. Dans ces circonstances particulièrement douloureuses, l'intervention rapide et efficace du Gouvernement belge a permis de rapatrier dans les meilleures conditions possibles bon nombre de citoyens et résidents de ce pays. Tous les témoignages que nous avons recueillis saluent la qualité de l'aide apportée. Au nom de toutes ces personnes rapatriées, clients et amis du Liban, nous aimerions remercier vivement le Gouvernement belge, son ambassade à Beyrouth et le personnel de la Force Aérienne pour le soutien et la sympathie manifestés durant ces moments dramatiques. BYBLOS BANK EUROPE rue Montoyer, 10 bte 3 - 1000 Bruxelles June 2006 Byblos Bank Europe Celebrates its 30th Anniversary Located in Brussels in the heart of the European Community, Byblos Bank Europe aims, since its inception in 1976, at promoting international trade through its expertise and extensive know-how of certain markets in the Mena region and in selected African countries. In 2006, Byblos Bank Europe - Brussels, celebrates its 30th anniversary and continues with its London and Paris branches to serve exporting companies in Europe and to offer correspondent services to banks in the Mena region as well as personal banking facilities to its selected international clientele. This year, Byblos Bank Europe also increased its capital base by means of a EUR 30 million "convertible subordinated bond issue" totally subscribed to by Byblos Bank S.A.L. This increase in its net worth enables the Byblos Bank Europe to reinforce its lending capacity, to better serve its correspondents, and to accompany the expansion of the Byblos Group.