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Byblos Bank

Special Packages

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Personal Loan Offer for group offering clients

Achieve everything you’ve planned with Byblos Bank Iraq’s Personal Loan

Whether you wish to travel, renovate your home, plan a wedding, or to purchase a new car. We provide flexible financing with fast and transparent procedure to help you move confidently toward your goals.

Offer valid from 15 October to 15 December 2025

  • LOAN AMOUNT

    up to IQD 20 Million

  • REPAYMENT PERIOD

    up to 4 years

  • COMPETITIVE INTEREST RATE

    7.5% flat per year

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Special Benefits

Eligibility
  • Iraqi citizen
  • Clean credit history
  • Age: At least 25 years old and less than 60 years by the end of the loan period
  • Group Offering Client: Salary Domiciliated for at least 3 months
  • Minimum salary 0f 1,400,000 IQD
  • Work experience: two consecutive years of work experience in the same field, with a minimum of one year with your current employer
Fees, Charges, and Limits
Low interest Rate & fees applied:
  • File fees 50% discount based on loan amount
  • Stamp fees
  • Life Insurance fee
Required Documents
  • National ID
  • Salary attestation
  • Work contract
  • Proof of Address
  • Purpose of the loan + supporting documents
Conditions and Guarantees
Salary domiciliation

This Product Goes Well With

  • Mobile Banking App

    Mobile Banking App

    Keeps you in control of your finances from anywhere, anytime
    Know More
    • Platforms

      Android, iOS, macOS

    • Fees

      Free of charge

    • Enrolment

      Self - Enrolment

  • Visa Platinum

    Visa Platinum

    Elevate your lifestyle
    Know More
    • Exclusive benefits

      Special discounts

    • Airport Lounge Access

      Access to LoungeKey

    • Access to LoungeKey

      USD, EUR, IQD

  • Visa Gold

    Visa Gold

    Secure payments with Gold Visa Debit Card
    Know More
    • Card Issuance

      Instant issuance debit card

    • Card Currency

      Linked to IQD or USD accounts

    • Free replacement

      Free replacement in case of loss or theft

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Byblos Bank S.A.L. Al Karrada, Salman Faeq Street,Al Wahda District,

No. 904/14 – Facing Al Shuruk Bldg., P.O. Box: 3235 Baghdad, Badalat Al Olwiya.

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