Figures issued by the World Bank show that 34.8% of Lebanese who are 15 years or older owned a debit card at the end of 2017, up from 33.4% at end-2014. The share of Lebanese adults who owned a debit card came in 71st place among 144 countries globally, in 23rd place among 38 upper-middle income countries (UMICs), and in seventh place among 16 countries in the Middle East & North Africa (MENA) region. Globally, Lebanon's debit card ownership rate is higher than that of South Africa (34.1%), India (32.7%) and the Dominican Republic (32.4%), and lower than that of Kenya (37.6%), Kosovo (37.4%) and Montenegro (36.4%). It is also lower than the global average rate of 47.7%, the average rate of UMICs of 58.8% and the average rate of MENA countries of 35.8%.

In parallel, 33.1% of Lebanese adults have made or received digital payments in 2017 compared to 31.9% in 2014.  Digital payments include payments through debit or credit cards, as well as through mobile money services, which allow users to store and transfer funds, to make a payment through a mobile phone from an account and to use the Internet to pay bills or to buy goods or services online. They also consist of paying bills, sending or receiving remittances, as well as receiving wages and salaries directly into a financial institution account or a mobile money account. The share of Lebanese adults that made or received digital payments in 2017 is the 43rd lowest among 144 countries globally, the eighth lowest among 38 UMICs, and the ninth lowest among 16 countries in the MENA region. It is also lower than the global average rate of 52.3%, the average rate of UMICs of 62.3% and the average rate of MENA countries of 37.7%. In addition, 13.8% of Lebanese reported using the Internet to buy goods or services online in 2017, of which 16.4% paid online for the purchase, while 83.4% paid cash on delivery.