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Personal

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Personal Loan

Because life happens

Unexpected costs often hit when we least expect them, and Byblos Bank is the right place to find solutions. Our Personal Loan, available in both LBP and USD, is designed for flexibility, empowering you to seize opportunities, avoid cash shortages, or deal with whatever else life throws at you.

  • LOAN AMOUNT

    Up to USD 50,000

  • Repayment Period

    Up to 5 years

  • Added Savings

    Competitive fees

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Distinctive Features

  • Special Benefits

  • Competitive interest rates
    Low fees and commissions
     
  • Exclusive Offers

  • Ask about our special conditions for Group Offering clients
    Ask about our special conditions for managers in key positions earning high incomes
     
Eligibility
You must be a Lebanese citizen 
You must be less than 64 years of age at the end of the loan period
You should have at least two years of work experience in the same field
Your net monthly income should be at least LBP 900,000 (or equivalent in USD) for single applicants or LBP 1.2 million for married applicants
Monthly payment should not exceed one-third of your salary if you’re an employee or one-quarter of your income if you’re self-employed
 
Required Documents
Copy of Valid Photo ID or Passport
Proof of income
Proof of residence
 
Conditions and Guarantees

Life insurance contracted through ADIR, a member of the Byblos Bank Group, covering the entire loan amount 

 

The Bank has the right to request additional guarantees in certain cases

 
Example of Annual Percentage Rate (APR)
APR calculation includes life insurance fees, stamp fees, quarterly commission, and filing fees 
Currency: USD
Client: in good health (based on the Bank’s medical questionnaire) 
Loan amount: USD 20,000
Loan period in years: 4
Fixed interest rate (regressive): 12%
APR: 15.731%
 

This Product Goes Well With

  • Visa Platinum

    Visa Platinum

    When your lifestyle demands more
    • Travel Coverage

      Compensation for flight/luggage delays

    • Akram Program

      USD 1 (or equivalent) = 1 Point/Mile

    • Monthly Limit

      Up to USD 7,000

  • Current Account

    Current Account

    The simplest solution for daily transactions and easy access to your money
    • Pick Your Currency

      LBP, USD, or EUR

    • Free DEBIT CARD

      24/7 ATM access

    • Optional OVERDRAFT Protection

      Cash when you need it

  • Insure Your Retirement
    • Main Feature

      No maximum age

    • Premium

      Flexible payments

    • Coverage

      Immediate